LEGAL NOTICE
LAW ON INFORMATION SOCIETY SERVICES (LSSI)
Innovation Fintech, S.C.P., responsible for this website, hereinafter referred to as the CONTROLLER, provides users with this document, which aims to comply with the obligations set forth in Law 34/2002 of July 11, on Information Society Services and Electronic Commerce (LSSICE), as well as to inform all website users about the terms of use.
Any person accessing this website assumes the role of user, committing to the observance and strict compliance with the provisions set forth herein, as well as any other applicable legal provision.
Innovation Fintech, S.C.P., reserves the right to modify any information that may appear on the website, without any obligation to provide prior notice or inform users of such modifications. Publication on the Innovation Fintech, S.C.P. website shall be considered sufficient notification.
1. IDENTIFICATION DATA
Company Name: Innovation Fintech, S.C.P.
Trade Name: Softcrédito
Tax ID: FFI180606IR5
Address: Calle 12 No. 62A, Colonia San Antonio Cinta, Mérida, Yucatán, Mexico
Email: info@softcredito.mx
2. PURPOSE
Through the Website, we offer Users the possibility of accessing information about our services.
3. PRIVACY AND DATA PROCESSING
When access to certain content or services requires the provision of personal data, Users guarantee its truthfulness, accuracy, authenticity, and validity. The company will process such data automatically, as appropriate, according to its nature or purpose, under the terms indicated in the Privacy Policy section.
4. INDUSTRIAL AND INTELLECTUAL PROPERTY
The User acknowledges and accepts that all content displayed on the Website, and in particular, designs, texts, images, logos, icons, buttons, software, trade names, trademarks, or any other signs susceptible to industrial and/or commercial use, are subject to Intellectual Property rights. All trademarks, trade names, or distinctive signs, and all industrial and intellectual property rights over the content and/or any other elements included on the page, are the exclusive property of the company and/or third parties, who have the exclusive right to use them in commerce. Therefore, the User agrees not to reproduce, copy, distribute, make available, or otherwise publicly communicate, transform, or modify such content, and to hold the company harmless from any claim arising from the breach of these obligations. Under no circumstances does access to the Website imply any waiver, transfer, license, or assignment, in whole or in part, of these rights, unless expressly stated otherwise. These General Terms of Use of the Website do not grant Users any rights to use, modify, alter, exploit, reproduce, distribute, or publicly communicate the Website and/or its Content other than those expressly provided herein. Any other use or exploitation of any rights will be subject to the prior and express authorization specifically granted for that purpose by the company or the third party holding the affected rights.
The content, texts, photographs, designs, logos, images, computer programs, source code, and, in general, any intellectual creation existing on this Website, as well as the Website itself as a whole, as a multimedia artistic work, are protected by copyright under intellectual property law. The company owns all elements comprising the graphic design of this website, including menus, navigation buttons, HTML code, text, images, textures, graphics, and any other content, or, in any case, has the corresponding authorization for the use of said elements. The content on this website may not be reproduced in whole or in part, transmitted, or stored in any information retrieval system, in any form or by any means, without the prior written authorization of the aforementioned company.
Furthermore, it is prohibited to remove, circumvent, and/or manipulate the copyright notice, technical protection measures, or any other information mechanisms that the content may contain. Users of this website agree to respect the aforementioned rights and to refrain from any action that could infringe upon them. The company reserves the right to pursue all available legal remedies to defend its legitimate intellectual and industrial property rights.
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5. OBLIGATIONS AND RESPONSIBILITIES OF THE WEBSITE USER
The User agrees to:
Make proper and lawful use of the Website, its content, and services, in accordance with: (i) applicable legislation; (ii) the General Terms of Use of the Website; (iii) generally accepted moral standards and good customs; and (iv) public order.
Obtain all necessary technical means and requirements to access the Website.
Provide truthful information when completing forms on the Website with their personal data and keep this information updated at all times so that it accurately reflects the User's current situation. The User shall be solely responsible for any false or inaccurate statements made and for any damages caused to the company or third parties as a result of the information provided.
Notwithstanding the provisions of the preceding section, the User must also refrain from:
Making unauthorized or fraudulent use of the Website and/or its content for illicit purposes or effects, prohibited by these General Terms of Use, harmful to the rights and interests of third parties, or that may in any way damage, disable, overload, impair, or impede the normal use of the services or the documents, files, and all types of content stored on any computer equipment.
Accessing or attempting to access restricted resources or areas of the Website without meeting the required conditions for such access.
Causing damage to the physical or logical systems of the Website, its providers, or third parties.
Introducing or spreading computer viruses or any other physical or logical systems that may cause damage to the physical or logical systems of the company, its providers, or third parties.
Attempting to access, use, and/or manipulate the data of the company, third-party providers, and other Users.
Reproducing, copying, distributing, making the content publicly available through any means of public communication, transforming, or modifying the content is prohibited unless authorized by the holder of the corresponding rights or legally permitted.
Removing, concealing, or manipulating notices regarding intellectual or industrial property rights and other identifying information concerning the rights of the company or third parties incorporated into the content, as well as technical protection measures or any information mechanisms that may be included in the content, is prohibited.
Obtaining or attempting to obtain the content using means or procedures other than those made available for this purpose or expressly indicated on the web pages where the content is located, or, in general, those commonly used on the Internet that do not pose a risk of damage to or disablement of the website and/or the content, is prohibited.
In particular, and by way of example only and not as an exhaustive list, the User agrees not to transmit, disseminate, or make available to third parties any information, data, content, messages, graphics, drawings, sound and/or image files, photographs, recordings, software, and, in general, any kind of material that: • In any way is contrary to, disparages, or infringes upon fundamental rights and public freedoms recognized in the Constitution, International Treaties, and other applicable legislation. • Induces, incites, or promotes criminal, denigrating, defamatory, violent, or, in general, unlawful acts, or acts contrary to morality, generally accepted good customs, or public order. • Induces, incites, or promotes discriminatory acts, attitudes, or thoughts based on sex, race, religion, beliefs, age, or condition. • Incorporates, makes available, or allows access to products, items, messages, and/or services that are criminal, violent, offensive, harmful, degrading, or, in general, contrary to the The law, morality, generally accepted good customs, or public order. It induces or may induce an unacceptable state of anxiety or fear. It induces or incites involvement in dangerous, risky, or harmful practices for health and mental well-being. It is protected by intellectual or industrial property legislation belonging to the company or third parties, and the intended use has not been authorized. It is contrary to the honor, personal and family privacy, or image of individuals. It constitutes any type of advertising. It includes any type of virus or program that prevents the normal functioning of the Website.
If you are provided with a password to access any of the services and/or content of the Website, you agree to use it diligently and keep it secure at all times.
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at any time in secret. Consequently, you will be responsible for its proper safekeeping and confidentiality, undertaking not to transfer it to third parties, either temporarily or permanently, nor to allow access to the aforementioned services and/or content by unauthorized persons. Likewise, you are obligated to notify the company of any event that could imply misuse of your password, such as, but not limited to, its theft, loss, or unauthorized access, in order to proceed with its immediate cancellation. Therefore, until you provide the aforementioned notification, the company will be exempt from any liability that may arise from the misuse of your password, and you will be responsible for any unlawful use of the content and/or services of the Website by any unauthorized third party. If you negligently or intentionally breach any of the obligations established in these General Terms of Use, you will be liable for all damages that may arise for the company as a result of said breach.
6. RESPONSIBILITIES
Continuous access to, or the correct display, download, or usability of, the elements and information contained on the website is not guaranteed. Access may be hindered, disrupted, or interrupted by factors or circumstances beyond our control. We are not responsible for any decisions made as a result of accessing the content or information provided.
The service may be interrupted, or the relationship with the User terminated immediately, if it is detected that the use of our Website, or any of the services offered therein, violates these General Terms of Use. We are not liable for any damages, losses, claims, or expenses arising from the use of the Website.
We will only be responsible for removing, as soon as possible, any content that may cause such damages, provided we are notified accordingly. In particular, we will not be liable for any damages that may arise from, among other things:
Interference, interruptions, failures, omissions, telephone malfunctions, delays, blocking, or disconnections in the operation of the electronic system, caused by deficiencies, overloads, and errors in telecommunications lines and networks, or by any other cause beyond the company's control.
Unlawful intrusions through the use of malicious software of any kind and through any means of communication, such as computer viruses or any other malware.
Improper or inappropriate use of the Website.
Security or browsing errors caused by a malfunctioning browser or the use of outdated versions thereof. The website administrator reserves the right to remove, in whole or in part, any content or information present on the Website.
The company excludes any liability for damages of any kind that may arise from the misuse of the freely available services by Website Users. Furthermore, the company is exempt from any liability for the content and information received through data collection forms, as these forms are solely for providing consultation and answering questions. However, if damages are caused by the unlawful or improper use of these services, the User may be held liable for the resulting damages.
You will indemnify the company against any damages arising from third-party claims, actions, or demands resulting from your access to or use of the Website. You also agree to indemnify the company against any damages arising from your use of robots, spiders, crawlers, or similar tools used to collect or extract data, or any other action on your part that imposes an unreasonable burden on the operation of the Website.
7. HYPERLINKS
The User agrees not to reproduce the Website or any of its content in any way, including through hyperlinks, without the express written authorization of the data controller.
The Website may include links to other websites managed by third parties to facilitate User access to information from partner and/or sponsoring companies. Accordingly, the company is not responsible for the content of these websites, nor does it act as a guarantor or offeror of the services and/or information that may be offered to third parties through these links.
The User is granted a limited, revocable, and non-exclusive right to create links to the Website's homepage solely for private, non-commercial use.
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Websites that link to our Website (i) may not misrepresent their relationship with us or claim that such a link has been authorized, nor may they include trademarks, trade names, logos, or other distinctive signs of our company; (ii) may not include content that could be considered distasteful, obscene, offensive, controversial, that incites violence or discrimination based on sex, race, or religion, that is contrary to public order, or that is illegal; (iii) may not link to any page of the Website other than the homepage; (iv) must link to the Website's own address, without allowing the linking website to reproduce the Website as part of its own site or within one of its frames, or to create a browser window over any of the Website's pages. The company may request, at any time, that any link to the Website be removed, after which the link must be removed immediately.
The company cannot control the information, content, products, or services provided by other websites that have established links to this website.
8. DATA PROTECTION
To use some of the Services, the User must first provide certain personal data. The company will process this data automatically and apply the corresponding security measures, all in compliance with the GDPR, LOPDGDD, and LSSI. The User can access the policy followed in the processing of personal data, as well as the purposes established beforehand, under the conditions defined in the Privacy Policy.
9. COOKIES
The company reserves the right to use "cookie" technology on the website in order to recognize the User as a frequent visitor and personalize their use of the website by pre-selecting their language or preferred or specific content.
Cookies collect the user's IP address, and Google is responsible for processing this information.
Cookies are files sent to a browser by a web server to record the User's browsing activity on the Website, provided the User allows their reception. You can configure your browser to notify you when cookies are received and to prevent their installation on your hard drive. Please consult your browser's instructions and manuals for more information.
Thanks to cookies, it is possible to recognize the browser used by the User in order to provide content and offer browsing or advertising preferences tailored to the User's demographic profile, as well as to measure visits and traffic parameters, and monitor progress and the number of entries.
10. STATEMENTS AND WARRANTIES
In general, the content and services offered on the Website are for informational purposes only. Therefore, by offering these services, no warranty or representation is given regarding the content and services offered on the Website, including, but not limited to, warranties of legality, reliability, usefulness, truthfulness, accuracy, or merchantability, except to the extent that such representations and warranties cannot be excluded by law.
11. FORCE MAJEURE
The company shall not be liable in any way for failure to provide service if such failure is due to prolonged interruptions in the supply of electricity or telecommunications lines, social unrest, strikes, rebellion, explosions, floods, acts or omissions of the Government, and in general, all cases of force majeure or fortuitous events.
12. DISPUTE RESOLUTION, APPLICABLE LAW, AND JURISDICTION
These General Terms of Use, as well as the use of the Website, shall be governed by Spanish law. For the resolution of any dispute, the parties will submit to the Courts and Tribunals of the registered office of the Website Owner.
In the event that any provision of these General Terms of Use is deemed unenforceable or invalid under applicable law or as a result of a judicial or administrative ruling, such unenforceability or invalidity will not render these General Terms of Use unenforceable or invalid in their entirety. In such cases, the company will modify or replace said provision with another that is valid and enforceable and that, to the extent possible, achieves the objective and intent reflected in the original provision.